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About Us

Time-Tested Guidance Today & Tomorrow

BrightPoint Financial is a family-rooted wealth management firm serving Illinois and across the US. Since 1993, we’ve combined financial experience with genuine care to help clients make confident choices, embrace big goals, and live fully in every season of life. We’re small on purpose to provide personalized guidance for both everyday decisions and life’s most important milestones.

Specialized Experience For Complex Needs

Specialized Experience For Complex Needs

Our team brings unique qualifications, including a Chartered Special Needs Consultant (ChSNC®) designation, and decades of tax experience, to serve clients with depth and care. Whether planning for retirement or safeguarding a loved one’s future, we know how to manage the details that matter most.

  • Chartered Special Needs Consultant (ChSNC®) designation for specialized planning guidance
  • Tax-smart strategies integrated into financial planning
  • Experience helping families balance today’s needs with tomorrow’s goals
Guide Every Decision

Guide Every Decision

Our background in teaching shapes the way we advise. We simplify complex financial topics, explain them in clear, accessible language, and walk beside you at every step of your journey so you feel confident and supported in your decisions.

Meet Your Team

Justin Elder

Justin Elder

Richard Elder

Richard Elder

Karin Paral

Karin Paral

You Can Live Well And Safeguard Your Loved Ones

A sound financial plan puts together every part of your financial picture, keeping you on track to a brighter future through every uncertainty and life stage. We’re here to help.

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Our Core Values

These principles guide the work we do every day, ensuring you get the high-touch, personal care and service you deserve.

Mapping Out The Whole Picture

We believe decisions are easier when everything is laid out clearly. By mapping your finances, we help you see where you stand today and where you want to go so choices feel clear, not overwhelming.

Educating To Build Confidence

Our background in education shapes how we work with every client. We break down complex ideas, explain in accessible language, and walk beside you until you feel confident in your decisions.

Rooted In Our Community

We don’t just serve families—we serve alongside them. Whether it’s meeting at Moose & Me, mentoring families, or supporting local schools, we’re committed to building a community where everyone thrives.

Serving With A Personal Touch

Since 1993, our family firm has evolved with the Naperville community. We’re small on purpose, offering warmth, a personal touch, and a welcoming environment you can’t find at the big firms.

We Love Where We Live

We Love Where We Live

We believe in serving alongside our neighbors, not just advising them. Through Moose & Me Baking Company, a nonprofit co-founded by our family, we help provide meaningful employment for adults with disabilities and a gathering place for families in our community. 

Your Questions, Answered

Curious about how we work? Here are a few common questions we hear from potential clients.

  • What types of clients do you typically serve?

    We work with individuals and families at any stage of life. However, we specialize in helping professionals navigate their options, retirees live with confidence, and families support loved ones who have special needs. Many of our clients have roots in Illinois, but we also serve households nationwide.

  • Do you only work with families who have special needs?

    No. While we have unique experience in special needs planning, we also serve a wide range of clients.

  • What services do you provide?

    Our services include financial planning, tax planning, insurance planning, investment management, special needs planning, wealth management, retirement planning, and estate and legacy planning.

  • How do you charge for your services?

    We are a fee-based advisory firm. Most clients pay an advisory fee based on assets under management. We believe this aligns our success with yours and provides ongoing support as your needs evolve.

  • What makes BrightPoint different from larger firms?

    We’re small on purpose, offering warmth, accessibility, and personal attention you won’t find at big firms. Clients often say working with us feels like working with family.

Supporting BrightPoint Financial

Cetera logo BNY Pershing logo Charles Schwab logo
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Backed By The Resources of Cetera Investment Management

Backed By The Resources of Cetera Investment Management

Through our partnership with Cetera Investment Management, BrightPoint clients gain access to a team of experienced analysts and strategists who provide independent research, market insights, and investment guidance. Their network supports our personalized approach, giving you both local attention and the strength of a nationally recognized research team behind your plan.

Navigating Every Stage

A personalized, high-touch approach, so you can be confident living life while safeguarding loved ones.


Our Services

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Supporting Your Path

Working with individuals and families in Illinois and across the US to help them live fully in every life stage.


Who We Serve

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Schedule A Meeting

Our team is here to welcome you like family. Reach out today to see how we can help you reach your goals.


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